Build something amazing
Everything you need to launch, grow, and scale your business.
Our promise
A new app, built on three commitments
Settle is just getting started. Here\u2019s what you can count on from day one \u2014 no fake reviews, just how we build.
No awkward money chats
Settle does the math and the reminders, so you never have to send the “hey, you still owe me” text again.
Your data stays yours
Your expenses are encrypted and never sold. We make money from subscriptions, not from your spending habits.
Built mobile-first
Add an expense in two taps or by voice. iOS Shortcuts and Android quick actions launch you straight to entry.
What Settle does
One app for every shared expense
Split any bill, five different ways
Equal, custom amounts, percentages, shares, or exclude whoever skipped the round. Settle tracks every split and tells you exactly who owes whom.
Dinner \u00b7 AED 300
Add anyone, even non-users
Include a friend who isn\u2019t on the app as a temporary user \u2014 just a name is enough.
Smart categories
Food, rent, transport, travel and more \u2014 sorted as you go.
Budgets with alerts
Set monthly limits per category and get nudged at 50, 80 and 100%.
Reports & dashboard
Income vs. expense, top categories, and what you owe at a glance.
How it works
From receipt to settled in four steps
Log the bill
Snap the receipt or type the amount. Settle auto-categorizes it into Food, Transport, Rent and more.
Pick who's in
Split with friends on the app or add temporary guests by name — no signup required to be included.
Choose how to split
Equal, custom amounts, percentages or shares. Exclude anyone who didn't join the round.
Settle up
See exactly who owes whom, mark payments as pending, partial or paid, and clear the balance.
Simple, honest pricing
Track and split for free. Upgrade when your shared life gets bigger.
Solo
For tracking your own spending
$0/month
- Unlimited personal expenses
- Income tracking
- 1 shared account
- Monthly dashboard
Plus
For couples, roommates & trips
$4/month
- Unlimited shared accounts
- All split types & temp users
- Category budgets & alerts
- Settlement tracking
- iOS & Android shortcuts
Teams
For offices & small groups
$12/month
- Everything in Plus
- Unlimited members
- Advanced reports & export
- Priority support
Questions, answered
Everything you need to know before your first split.
Stop chasing your friends for money
Track every expense, split any bill, and always know who owes whom. Settle keeps it clear.